What is credible?

Credible is a technology-driven, independent mortgage marketplace that aims to simplify the process of getting a loan by allowing consumers to easily compare rates from multiple lenders. The company was founded in 2012 and is headquartered in San Francisco, California. Credible operates as a licensed mortgage broker in all 50 states, and also offers student loan refinancing, personal loans, and credit card options. The platform uses advanced algorithms to analyze borrowers' financial profiles, including their credit history, income, and debt-to-income ratio, to find the best loan options for their individual needs. Credible is focused on transparency, offering borrowers a clear understanding of the terms and fees associated with each loan option they are considering. The company has been recognized as a top fintech company by Forbes, Inc., and other publications.