What is mutuelle?

Mutuelle is a French word that refers to a type of non-profit health insurance organization. The purpose of these organizations is to offer people affordable healthcare coverage, typically for services not covered by the government or private insurance plans. Mutuelle organizations operate on a membership basis, with members often being required to contribute monthly or annual fees to fund the insurance policies. They are governed by regulations established by the French government and often have specific rules regarding the types of procedures and treatments that are covered. Unlike for-profit insurance companies, mutuelles do not seek to generate profits for shareholders, and instead prioritize the well-being of their members and maintaining financial stability to sustain their operations. The mutuelle system has been a key component of the French healthcare system for many years, and has helped ensure widespread access to quality healthcare for the French population.