Penniless refers to someone who has no money and is broke or destitute. It can refer to someone who is experiencing financial difficulties and struggles to make ends meet, or someone who has lost all their money or possessions due to unforeseen circumstances such as a natural disaster or bankruptcy. Being penniless can lead to a variety of challenges, including difficulty accessing basic necessities such as food, shelter, and healthcare. However, it is important to note that being penniless does not diminish a person's worth or value as a human being.
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