What is adjustor?

An adjuster is a professional who evaluates claims made by policyholders to insurance companies. They assess the damage or loss, investigate the circumstances of the claim, and determine the amount that the insurance company should pay out to the policyholder. Adjusters may work directly for an insurance company or may work for an independent firm hired by the insurance company. There are different types of adjusters, including damage appraisers, catastrophe adjusters, and public adjusters. Damage appraisers typically assess damage to cars, homes, and other property, while catastrophe adjusters are specialized in handling claims related to large-scale natural disasters, such as hurricanes or floods. Public adjusters work on behalf of the policyholder to ensure that they receive a fair and timely payout from the insurance company. Adjusters require strong analytical skills, excellent communication skills, and a good understanding of insurance policies and regulations.