What is cib?

CIB, or Corporate and Investment Banking, is a division within a large financial institution that provides a broad range of financial services to corporations, institutional investors, and government entities. These services are typically more sophisticated and complex than those offered in retail banking.

Key areas within CIB include:

• Investment Banking: This encompasses mergers and acquisitions (M&A) advisory, underwriting (issuing) stocks and bonds, and restructuring services.
• Sales & Trading: This involves the buying and selling of securities and other financial instruments for the bank's own account (proprietary trading) and on behalf of clients.
• Research: CIB employs analysts who conduct research on companies, industries, and markets. This research is used to advise clients and inform trading decisions.
• Corporate Banking: This provides traditional banking services, such as lending, cash management, and trade finance, to large corporations.
• Asset Management: Managing investments and portfolios for institutional clients like pension funds, hedge funds, and sovereign wealth funds.

CIB divisions are a major revenue generator for many large banks. They play a critical role in facilitating capital formation, providing liquidity to markets, and advising companies on strategic financial decisions. The activities of CIB are heavily regulated to ensure market integrity and protect investors.